Call report 2015Q4
IMPACT BANK — 2015Q4
The 22 measures IMPACT BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 133,958,000 | USD | evidence → |
| Total loans | 84,461,000 | USD | evidence → |
| Allowance for loan losses | 1,421,000 | USD | evidence → |
| Securities available for sale | 32,605,000 | USD | evidence → |
| Securities held to maturity | 2,308,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 117,705,000 | USD | evidence → |
| Interest-bearing deposits | 97,940,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,765,000 | USD | evidence → |
| Equity capital | 14,108,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,964,000 | USD | evidence → |
| Interest expense | 501,000 | USD | evidence → |
| Net interest income | 4,463,000 | USD | evidence → |
| Noninterest income | 488,000 | USD | evidence → |
| Noninterest expense | 3,656,000 | USD | evidence → |
| Provision for loan losses | -449,000 | USD | evidence → |
| Pretax income | 1,757,000 | USD | evidence → |
| Income tax | 67,000 | USD | evidence → |
| Net income | 1,690,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,921,000 | USD | evidence → |
| Total capital | 15,104,000 | USD | evidence → |
| Risk-weighted assets | 94,264,000 | USD | evidence → |