Call reports 2012
IMPACT BANK — 2012
What IMPACT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 90,309,000 | 132,765,000 | 131,308,000 | 138,596,000 |
| Total loans | 53,413,000 | 71,618,000 | 76,095,000 | 84,034,000 |
| Allowance for loan losses | 935,000 | 953,000 | 957,000 | 953,000 |
| Securities available for sale | 29,069,000 | 45,105,000 | 44,046,000 | 41,776,000 |
| Securities held to maturity | 1,059,000 | 1,059,000 | 1,394,000 | 1,393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,124,000 | 116,392,000 | 113,339,000 | 122,263,000 |
| Interest-bearing deposits | 65,412,000 | 93,488,000 | 92,975,000 | 102,745,000 |
| Noninterest-bearing deposits | 14,712,000 | 22,904,000 | 20,364,000 | 19,518,000 |
| Equity capital | 8,833,000 | 13,478,000 | 13,881,000 | 13,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 2,274,000 | 3,545,000 | 4,849,000 |
| Interest expense | 142,000 | 316,000 | 488,000 | 647,000 |
| Net interest income | 756,000 | 1,958,000 | 3,057,000 | 4,202,000 |
| Noninterest income | 93,000 | 359,000 | 525,000 | 666,000 |
| Noninterest expense | 838,000 | 1,916,000 | 2,915,000 | 3,924,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 401,000 | 667,000 | 950,000 |
| Income tax | 0 | 5,000 | 17,000 | 42,000 |
| Net income | 11,000 | 396,000 | 650,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,255,000 | 12,414,000 | 12,669,000 | 12,627,000 |
| Total capital | 8,949,000 | 13,367,000 | 13,626,000 | 13,580,000 |
| Risk-weighted assets | 55,240,000 | 90,579,000 | 84,512,000 | 90,969,000 |