Call reports 2008
IMPACT BANK — 2008
What IMPACT BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 77,548,000 | 81,127,000 | 81,260,000 | 90,027,000 |
| Total loans | 58,609,000 | 60,675,000 | 60,841,000 | 66,498,000 |
| Allowance for loan losses | 575,000 | 596,000 | 629,000 | 653,000 |
| Securities available for sale | 14,635,000 | 12,036,000 | 14,904,000 | 14,790,000 |
| Securities held to maturity | 640,000 | 675,000 | 765,000 | 765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,158,000 | 69,656,000 | 69,381,000 | 78,607,000 |
| Interest-bearing deposits | 57,217,000 | 61,141,000 | 60,320,000 | 70,031,000 |
| Noninterest-bearing deposits | 8,941,000 | 8,515,000 | 9,061,000 | 8,576,000 |
| Equity capital | 7,203,000 | 7,147,000 | 7,447,000 | 7,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,289,000 | 2,578,000 | 3,805,000 | 5,051,000 |
| Interest expense | 497,000 | 945,000 | 1,376,000 | 1,761,000 |
| Net interest income | 792,000 | 1,633,000 | 2,429,000 | 3,290,000 |
| Noninterest income | 117,000 | 235,000 | 367,000 | 475,000 |
| Noninterest expense | 613,000 | 1,227,000 | 1,879,000 | 2,606,000 |
| Provision for loan losses | 15,000 | 40,000 | 70,000 | 100,000 |
| Pretax income | 282,000 | 603,000 | 849,000 | 1,061,000 |
| Income tax | 5,000 | 11,000 | 18,000 | 16,000 |
| Net income | 277,000 | 592,000 | 831,000 | 1,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,841,000 | 8,085,000 | 8,254,000 | 7,769,000 |
| Total capital | 8,416,000 | 8,681,000 | 8,883,000 | 8,422,000 |
| Risk-weighted assets | 61,356,000 | 64,033,000 | 63,783,000 | 72,609,000 |
Machine access — free, no API key
Every figure shown here about IMPACT BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.