Call reports 2007
IMPACT BANK — 2007
What IMPACT BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 69,955,000 | 71,184,000 | 71,494,000 | 78,230,000 |
| Total loans | 56,304,000 | 58,672,000 | 54,054,000 | 56,498,000 |
| Allowance for loan losses | 609,000 | 605,000 | 559,000 | 564,000 |
| Securities available for sale | 6,925,000 | 7,282,000 | 9,260,000 | 10,883,000 |
| Securities held to maturity | 675,000 | 675,000 | 675,000 | 675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,969,000 | 60,881,000 | 60,846,000 | 68,184,000 |
| Interest-bearing deposits | 51,210,000 | 51,535,000 | 53,151,000 | 60,938,000 |
| Noninterest-bearing deposits | 8,759,000 | 9,346,000 | 7,695,000 | 7,246,000 |
| Equity capital | 7,662,000 | 7,827,000 | 8,123,000 | 7,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,235,000 | 2,515,000 | 3,840,000 | 5,143,000 |
| Interest expense | 440,000 | 916,000 | 1,408,000 | 1,912,000 |
| Net interest income | 795,000 | 1,599,000 | 2,432,000 | 3,231,000 |
| Noninterest income | 96,000 | 227,000 | 346,000 | 464,000 |
| Noninterest expense | 609,000 | 1,234,000 | 1,848,000 | 2,473,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 262,000 | 572,000 | 910,000 | 1,204,000 |
| Income tax | 11,000 | 25,000 | 38,000 | 53,000 |
| Net income | 251,000 | 547,000 | 872,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,675,000 | 7,888,000 | 8,120,000 | 7,633,000 |
| Total capital | 8,284,000 | 8,493,000 | 8,679,000 | 8,197,000 |
| Risk-weighted assets | 58,239,000 | 61,388,000 | 56,085,000 | 59,743,000 |
Machine access — free, no API key
Every figure shown here about IMPACT BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.