Call reports 2006
IMPACT BANK — 2006
What IMPACT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 72,867,000 | 72,895,000 | 72,914,000 | 71,760,000 |
| Total loans | 56,475,000 | 57,479,000 | 57,120,000 | 58,815,000 |
| Allowance for loan losses | 559,000 | 577,000 | 563,000 | 588,000 |
| Securities available for sale | 6,944,000 | 7,282,000 | 7,668,000 | 6,992,000 |
| Securities held to maturity | 580,000 | 720,000 | 720,000 | 675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,373,000 | 63,150,000 | 62,714,000 | 62,443,000 |
| Interest-bearing deposits | 55,703,000 | 55,144,000 | 53,770,000 | 54,513,000 |
| Noninterest-bearing deposits | 7,670,000 | 8,006,000 | 8,944,000 | 7,930,000 |
| Equity capital | 7,580,000 | 7,763,000 | 8,088,000 | 7,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,217,000 | 2,480,000 | 3,759,000 | 5,060,000 |
| Interest expense | 395,000 | 828,000 | 1,278,000 | 1,740,000 |
| Net interest income | 822,000 | 1,652,000 | 2,481,000 | 3,320,000 |
| Noninterest income | 106,000 | 228,000 | 339,000 | 446,000 |
| Noninterest expense | 578,000 | 1,180,000 | 1,769,000 | 2,427,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 335,000 | 670,000 | 991,000 | 1,250,000 |
| Income tax | 15,000 | 29,000 | 43,000 | 55,000 |
| Net income | 320,000 | 641,000 | 948,000 | 1,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,645,000 | 7,643,000 | 8,130,000 | 7,508,000 |
| Total capital | 8,204,000 | 8,220,000 | 8,693,000 | 8,096,000 |
| Risk-weighted assets | 60,688,000 | 58,905,000 | 59,703,000 | 59,265,000 |
Machine access — free, no API key
Every figure shown here about IMPACT BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.