Call reports 2005
IMPACT BANK — 2005
What IMPACT BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 72,003,000 | 72,185,000 | 73,309,000 | 74,658,000 |
| Total loans | 59,732,000 | 57,970,000 | 55,932,000 | 58,404,000 |
| Allowance for loan losses | 518,000 | 522,000 | 535,000 | 565,000 |
| Securities available for sale | 5,978,000 | 6,031,000 | 6,806,000 | 6,579,000 |
| Securities held to maturity | 625,000 | 625,000 | 625,000 | 725,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,621,000 | 62,484,000 | 63,306,000 | 65,440,000 |
| Interest-bearing deposits | 55,384,000 | 55,678,000 | 55,099,000 | 57,637,000 |
| Noninterest-bearing deposits | 7,237,000 | 6,806,000 | 8,207,000 | 7,803,000 |
| Equity capital | 7,541,000 | 7,744,000 | 7,907,000 | 7,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,073,000 | 2,162,000 | 3,281,000 | 4,498,000 |
| Interest expense | 273,000 | 583,000 | 935,000 | 1,308,000 |
| Net interest income | 800,000 | 1,579,000 | 2,346,000 | 3,190,000 |
| Noninterest income | 100,000 | 209,000 | 318,000 | 429,000 |
| Noninterest expense | 539,000 | 1,112,000 | 1,697,000 | 2,346,000 |
| Provision for loan losses | 26,000 | 56,000 | 86,000 | 96,000 |
| Pretax income | 335,000 | 620,000 | 881,000 | 1,177,000 |
| Income tax | 15,000 | 27,000 | 39,000 | 51,000 |
| Net income | 320,000 | 593,000 | 842,000 | 1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,522,000 | 7,704,000 | 7,882,000 | 7,396,000 |
| Total capital | 8,040,000 | 8,226,000 | 8,417,000 | 7,961,000 |
| Risk-weighted assets | 58,985,000 | 58,607,000 | 57,173,000 | 66,405,000 |
Machine access — free, no API key
Every figure shown here about IMPACT BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.