Call reports 2026
FIRST NATIONAL BANK IN PHILIP — 2026
What FIRST NATIONAL BANK IN PHILIP reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 465,664,000 | 458,390,000 |
| Total loans | 273,563,000 | 281,146,000 |
| Allowance for loan losses | 3,759,000 | 3,850,000 |
| Securities available for sale | 111,534,000 | 120,708,000 |
| Securities held to maturity | 5,083,000 | 5,485,000 |
| Trading assets | 0 | 0 |
| Total deposits | 409,091,000 | 400,611,000 |
| Interest-bearing deposits | 330,167,000 | 330,723,000 |
| Noninterest-bearing deposits | 78,924,000 | 69,888,000 |
| Equity capital | 50,949,000 | 51,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,142,000 | 12,265,000 |
| Interest expense | 2,184,000 | 4,410,000 |
| Net interest income | 3,958,000 | 7,855,000 |
| Noninterest income | 291,000 | 545,000 |
| Noninterest expense | 1,354,000 | 2,938,000 |
| Provision for loan losses | 0 | 90,000 |
| Pretax income | 2,895,000 | 5,372,000 |
| Income tax | 139,000 | 256,000 |
| Net income | 2,756,000 | 5,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 55,265,000 | 55,626,000 |
| Total capital | 59,024,000 | 59,476,000 |
| Risk-weighted assets | 351,956,000 | 361,391,000 |