Call reports 2023
FIRST NATIONAL BANK IN PHILIP — 2023
What FIRST NATIONAL BANK IN PHILIP reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 365,473,000 | 359,332,000 | 349,556,000 | 392,769,000 |
| Total loans | 219,656,000 | 234,287,000 | 233,317,000 | 236,507,000 |
| Allowance for loan losses | 3,759,000 | 3,734,000 | 3,734,000 | 3,753,000 |
| Securities available for sale | 100,503,000 | 95,987,000 | 89,296,000 | 89,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,253,000 | 318,323,000 | 307,784,000 | 347,231,000 |
| Interest-bearing deposits | 262,540,000 | 255,412,000 | 252,164,000 | 266,291,000 |
| Noninterest-bearing deposits | 61,713,000 | 62,911,000 | 55,620,000 | 80,940,000 |
| Equity capital | 37,774,000 | 37,232,000 | 35,858,000 | 40,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,522,000 | 9,206,000 | 14,053,000 | 19,221,000 |
| Interest expense | 1,569,000 | 3,316,000 | 5,404,000 | 7,637,000 |
| Net interest income | 2,953,000 | 5,890,000 | 8,649,000 | 11,584,000 |
| Noninterest income | 280,000 | 536,000 | 807,000 | 1,038,000 |
| Noninterest expense | 1,501,000 | 2,850,000 | 3,990,000 | 5,987,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,687,000 | 3,531,000 | 5,421,000 | 6,590,000 |
| Income tax | 81,000 | 167,000 | 256,000 | 310,000 |
| Net income | 1,606,000 | 3,364,000 | 5,165,000 | 6,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,476,000 | 45,474,000 | 46,314,000 | 47,430,000 |
| Total capital | 48,994,000 | 49,175,000 | 50,048,000 | 51,130,000 |
| Risk-weighted assets | 281,202,000 | 296,081,000 | 299,223,000 | 295,990,000 |