Call reports 2021
FIRST NATIONAL BANK IN PHILIP — 2021
What FIRST NATIONAL BANK IN PHILIP reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 322,613,000 | 333,562,000 | 338,484,000 | 360,644,000 |
| Total loans | 191,875,000 | 190,275,000 | 188,588,000 | 191,544,000 |
| Allowance for loan losses | 3,734,000 | 3,733,000 | 3,734,000 | 3,735,000 |
| Securities available for sale | 50,225,000 | 55,212,000 | 66,327,000 | 76,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 10,010,000 | 10,028,000 | 10,109,000 |
| Total deposits | 277,164,000 | 288,214,000 | 292,556,000 | 313,937,000 |
| Interest-bearing deposits | 225,224,000 | 234,238,000 | 235,810,000 | 241,005,000 |
| Noninterest-bearing deposits | 51,940,000 | 53,976,000 | 56,746,000 | 72,932,000 |
| Equity capital | 41,263,000 | 41,060,000 | 41,355,000 | 41,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,049,000 | 7,085,000 | 9,787,000 | 12,446,000 |
| Interest expense | 403,000 | 808,000 | 1,194,000 | 1,573,000 |
| Net interest income | 3,646,000 | 6,277,000 | 8,593,000 | 10,873,000 |
| Noninterest income | 229,000 | 466,000 | 677,000 | 919,000 |
| Noninterest expense | 1,289,000 | 2,452,000 | 3,741,000 | 5,193,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,586,000 | 4,291,000 | 5,529,000 | 6,599,000 |
| Income tax | 124,000 | 204,000 | 262,000 | 312,000 |
| Net income | 2,462,000 | 4,087,000 | 5,267,000 | 6,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,535,000 | 40,354,000 | 40,733,000 | 41,753,000 |
| Total capital | 43,397,000 | 43,300,000 | 43,791,000 | 44,827,000 |
| Risk-weighted assets | 228,111,000 | 234,964,000 | 244,011,000 | 245,262,000 |