Call reports 2020
FIRST NATIONAL BANK IN PHILIP — 2020
What FIRST NATIONAL BANK IN PHILIP reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 276,838,000 | 287,839,000 | 295,195,000 | 320,549,000 |
| Total loans | 200,150,000 | 209,239,000 | 206,448,000 | 185,309,000 |
| Allowance for loan losses | 3,583,000 | 3,670,000 | 3,730,000 | 3,732,000 |
| Securities available for sale | 42,062,000 | 37,504,000 | 40,299,000 | 45,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,103,000 | 245,253,000 | 251,935,000 | 275,897,000 |
| Interest-bearing deposits | 198,082,000 | 199,461,000 | 207,243,000 | 215,696,000 |
| Noninterest-bearing deposits | 36,021,000 | 45,792,000 | 44,692,000 | 60,201,000 |
| Equity capital | 38,691,000 | 38,379,000 | 38,822,000 | 40,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,160,000 | 6,241,000 | 9,184,000 | 12,003,000 |
| Interest expense | 843,000 | 1,433,000 | 2,001,000 | 2,434,000 |
| Net interest income | 2,317,000 | 4,808,000 | 7,183,000 | 9,569,000 |
| Noninterest income | 257,000 | 472,000 | 681,000 | 853,000 |
| Noninterest expense | 1,312,000 | 2,488,000 | 3,661,000 | 4,916,000 |
| Provision for loan losses | 90,000 | 180,000 | 240,000 | 240,000 |
| Pretax income | 1,172,000 | 2,716,000 | 4,067,000 | 5,370,000 |
| Income tax | 56,000 | 128,000 | 191,000 | 251,000 |
| Net income | 1,116,000 | 2,588,000 | 3,876,000 | 5,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,351,000 | 37,222,000 | 37,711,000 | 38,954,000 |
| Total capital | 40,254,000 | 40,219,000 | 40,728,000 | 41,751,000 |
| Risk-weighted assets | 231,613,000 | 239,123,000 | 240,653,000 | 222,832,000 |