Call reports 2019
FIRST NATIONAL BANK IN PHILIP — 2019
What FIRST NATIONAL BANK IN PHILIP reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 258,812,000 | 265,063,000 | 271,328,000 | 291,133,000 |
| Total loans | 192,382,000 | 200,089,000 | 202,296,000 | 190,728,000 |
| Allowance for loan losses | 3,146,000 | 3,274,000 | 3,363,000 | 3,455,000 |
| Securities available for sale | 48,457,000 | 46,633,000 | 44,340,000 | 42,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,119,000 | 218,405,000 | 219,922,000 | 249,035,000 |
| Interest-bearing deposits | 184,250,000 | 182,995,000 | 182,228,000 | 197,835,000 |
| Noninterest-bearing deposits | 34,869,000 | 35,410,000 | 37,694,000 | 51,200,000 |
| Equity capital | 35,966,000 | 36,036,000 | 36,568,000 | 37,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,187,000 | 6,465,000 | 9,858,000 | 13,127,000 |
| Interest expense | 834,000 | 1,764,000 | 2,755,000 | 3,633,000 |
| Net interest income | 2,353,000 | 4,701,000 | 7,103,000 | 9,494,000 |
| Noninterest income | 185,000 | 366,000 | 541,000 | 725,000 |
| Noninterest expense | 1,148,000 | 2,247,000 | 3,464,000 | 5,014,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,300,000 | 2,640,000 | 3,910,000 | 4,845,000 |
| Income tax | 63,000 | 127,000 | 186,000 | 242,000 |
| Net income | 1,237,000 | 2,513,000 | 3,724,000 | 4,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,069,000 | 35,745,000 | 36,156,000 | 37,035,000 |
| Total capital | 38,694,000 | 38,461,000 | 38,933,000 | 39,616,000 |
| Risk-weighted assets | 209,551,000 | 216,791,000 | 221,622,000 | 205,682,000 |