Call reports 2018
FIRST NATIONAL BANK IN PHILIP — 2018
What FIRST NATIONAL BANK IN PHILIP reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 258,648,000 | 252,021,000 | 268,001,000 | 269,127,000 |
| Total loans | 166,172,000 | 185,646,000 | 195,532,000 | 192,239,000 |
| Allowance for loan losses | 3,029,000 | 3,143,000 | 2,994,000 | 3,106,000 |
| Securities available for sale | 46,671,000 | 47,666,000 | 47,999,000 | 48,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,898,000 | 215,787,000 | 207,862,000 | 230,265,000 |
| Interest-bearing deposits | 182,906,000 | 176,935,000 | 168,567,000 | 178,937,000 |
| Noninterest-bearing deposits | 39,992,000 | 38,852,000 | 39,295,000 | 51,328,000 |
| Equity capital | 32,225,000 | 32,554,000 | 33,191,000 | 34,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,784,000 | 5,690,000 | 8,810,000 | 11,984,000 |
| Interest expense | 502,000 | 1,085,000 | 1,747,000 | 2,449,000 |
| Net interest income | 2,282,000 | 4,605,000 | 7,063,000 | 9,535,000 |
| Noninterest income | 166,000 | 345,000 | 523,000 | 680,000 |
| Noninterest expense | 997,000 | 2,044,000 | 3,116,000 | 4,304,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,361,000 | 2,726,000 | 4,200,000 | 5,551,000 |
| Income tax | 56,000 | 111,000 | 200,000 | 239,000 |
| Net income | 1,305,000 | 2,615,000 | 4,000,000 | 5,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,223,000 | 33,624,000 | 34,570,000 | 35,632,000 |
| Total capital | 35,489,000 | 36,160,000 | 37,264,000 | 38,254,000 |
| Risk-weighted assets | 180,594,000 | 202,306,000 | 215,249,000 | 209,294,000 |