Call reports 2017
FIRST NATIONAL BANK IN PHILIP — 2017
What FIRST NATIONAL BANK IN PHILIP reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 246,285,000 | 242,000,000 | 247,889,000 | 291,413,000 |
| Total loans | 162,353,000 | 175,539,000 | 180,347,000 | 169,424,000 |
| Allowance for loan losses | 2,787,000 | 2,833,000 | 2,934,000 | 2,910,000 |
| Securities available for sale | 43,315,000 | 44,556,000 | 45,200,000 | 46,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,312,000 | 207,170,000 | 211,993,000 | 254,783,000 |
| Interest-bearing deposits | 175,542,000 | 171,986,000 | 174,645,000 | 195,899,000 |
| Noninterest-bearing deposits | 36,770,000 | 35,184,000 | 37,348,000 | 58,884,000 |
| Equity capital | 30,379,000 | 31,029,000 | 31,802,000 | 32,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,444,000 | 5,124,000 | 7,960,000 | 10,831,000 |
| Interest expense | 445,000 | 894,000 | 1,357,000 | 1,835,000 |
| Net interest income | 1,999,000 | 4,230,000 | 6,603,000 | 8,996,000 |
| Noninterest income | 169,000 | 350,000 | 533,000 | 678,000 |
| Noninterest expense | 1,094,000 | 2,223,000 | 3,418,000 | 4,619,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 984,000 | 2,177,000 | 3,448,000 | 4,695,000 |
| Income tax | 41,000 | 88,000 | 139,000 | 188,000 |
| Net income | 943,000 | 2,089,000 | 3,309,000 | 4,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,480,000 | 30,842,000 | 31,648,000 | 32,875,000 |
| Total capital | 32,691,000 | 33,228,000 | 34,131,000 | 35,180,000 |
| Risk-weighted assets | 176,355,000 | 190,475,000 | 198,253,000 | 183,858,000 |