Call reports 2012
FIRST NATIONAL BANK IN PHILIP — 2012
What FIRST NATIONAL BANK IN PHILIP reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 163,536,000 | 161,446,000 | 164,645,000 | 178,996,000 |
| Total loans | 111,300,000 | 117,950,000 | 108,017,000 | 101,766,000 |
| Allowance for loan losses | 1,857,000 | 1,893,000 | 1,670,000 | 1,771,000 |
| Securities available for sale | 34,527,000 | 18,362,000 | 29,920,000 | 36,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,922,000 | 136,718,000 | 139,573,000 | 153,760,000 |
| Interest-bearing deposits | 120,497,000 | 119,210,000 | 119,862,000 | 121,316,000 |
| Noninterest-bearing deposits | 18,426,000 | 17,508,000 | 19,711,000 | 32,444,000 |
| Equity capital | 22,132,000 | 21,984,000 | 22,353,000 | 22,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,946,000 | 3,908,000 | 5,873,000 | 7,651,000 |
| Interest expense | 424,000 | 838,000 | 1,234,000 | 1,620,000 |
| Net interest income | 1,522,000 | 3,070,000 | 4,639,000 | 6,031,000 |
| Noninterest income | 113,000 | 247,000 | 397,000 | 533,000 |
| Noninterest expense | 874,000 | 1,800,000 | 2,629,000 | 3,302,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 725,000 | 2,726,000 | 3,586,000 | 4,421,000 |
| Income tax | 29,000 | 109,000 | 142,000 | 175,000 |
| Net income | 696,000 | 2,617,000 | 3,444,000 | 4,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,284,000 | 21,125,000 | 21,331,000 | 21,877,000 |
| Total capital | 21,831,000 | 22,718,000 | 22,851,000 | 23,327,000 |
| Risk-weighted assets | 123,473,000 | 127,134,000 | 121,444,000 | 115,690,000 |