Call reports 2011
FIRST NATIONAL BANK IN PHILIP — 2011
What FIRST NATIONAL BANK IN PHILIP reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 163,294,000 | 174,634,000 | 170,493,000 | 164,720,000 |
| Total loans | 112,181,000 | 122,246,000 | 118,237,000 | 108,684,000 |
| Allowance for loan losses | 1,992,000 | 2,027,000 | 2,100,000 | 1,830,000 |
| Securities available for sale | 40,518,000 | 39,784,000 | 38,682,000 | 36,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,150,000 | 133,605,000 | 132,749,000 | 140,570,000 |
| Interest-bearing deposits | 118,657,000 | 116,051,000 | 114,905,000 | 117,277,000 |
| Noninterest-bearing deposits | 15,493,000 | 17,554,000 | 17,844,000 | 23,293,000 |
| Equity capital | 19,284,000 | 20,217,000 | 21,259,000 | 21,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,958,000 | 4,065,000 | 6,298,000 | 8,337,000 |
| Interest expense | 545,000 | 1,053,000 | 1,516,000 | 1,953,000 |
| Net interest income | 1,413,000 | 3,012,000 | 4,782,000 | 6,384,000 |
| Noninterest income | 134,000 | 279,000 | 447,000 | 590,000 |
| Noninterest expense | 752,000 | 1,689,000 | 2,571,000 | 3,427,000 |
| Provision for loan losses | 150,000 | 180,000 | 210,000 | 365,000 |
| Pretax income | 645,000 | 1,422,000 | 2,448,000 | 3,182,000 |
| Income tax | 49,000 | 81,000 | 122,000 | 139,000 |
| Net income | 596,000 | 1,341,000 | 2,326,000 | 3,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,143,000 | 19,139,000 | 19,539,000 | 20,001,000 |
| Total capital | 20,714,000 | 20,842,000 | 21,205,000 | 21,520,000 |
| Risk-weighted assets | 125,253,000 | 135,941,000 | 132,821,000 | 121,203,000 |