Call reports 2024
CAPE COD FIVE CENTS SAVINGS BANK — 2024
What CAPE COD FIVE CENTS SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 5,611,253,000 | 5,751,077,000 | 5,751,782,000 | 5,708,025,000 |
| Total loans | 4,761,384,000 | 4,770,166,000 | 4,797,278,000 | 4,757,231,000 |
| Allowance for loan losses | 23,819,000 | 23,757,000 | 23,691,000 | 23,191,000 |
| Securities available for sale | 429,022,000 | 440,241,000 | 457,859,000 | 471,632,000 |
| Securities held to maturity | 31,688,000 | 34,434,000 | 35,768,000 | 37,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,361,284,000 | 4,424,291,000 | 4,645,056,000 | 4,434,055,000 |
| Interest-bearing deposits | 4,187,458,000 | 4,238,826,000 | 4,454,672,000 | 4,248,197,000 |
| Noninterest-bearing deposits | 173,826,000 | 185,465,000 | 190,384,000 | 185,858,000 |
| Equity capital | 520,698,000 | 520,486,000 | 526,401,000 | 541,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 59,253,000 | 121,495,000 | 187,766,000 | 252,414,000 |
| Interest expense | 30,957,000 | 64,214,000 | 98,106,000 | 130,844,000 |
| Net interest income | 28,296,000 | 57,281,000 | 89,660,000 | 121,570,000 |
| Noninterest income | 7,069,000 | 23,533,000 | 32,151,000 | 40,342,000 |
| Noninterest expense | 29,741,000 | 60,769,000 | 92,159,000 | 124,093,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,758,000 | 16,176,000 | 25,783,000 | 34,100,000 |
| Income tax | 1,213,000 | 5,153,000 | 6,424,000 | 6,551,000 |
| Net income | 4,545,000 | 11,023,000 | 19,359,000 | 27,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 540,587,000 | 537,065,000 | 545,401,000 | 556,091,000 |
| Total capital | 565,206,000 | 561,622,000 | 569,892,000 | 579,932,000 |
| Risk-weighted assets | 3,437,102,000 | 3,520,244,000 | 3,529,277,000 | 3,482,595,000 |