Call reports 2018
CAPE COD FIVE CENTS SAVINGS BANK — 2018
What CAPE COD FIVE CENTS SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,272,875,000 | 3,376,653,000 | 3,419,993,000 | 3,425,994,000 |
| Total loans | 2,710,189,000 | 2,810,674,000 | 2,847,372,000 | 2,806,552,000 |
| Allowance for loan losses | 16,943,000 | 17,562,000 | 17,642,000 | 17,738,000 |
| Securities available for sale | 278,475,000 | 271,236,000 | 270,457,000 | 364,816,000 |
| Securities held to maturity | 93,918,000 | 94,993,000 | 95,986,000 | 30,203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,695,186,000 | 2,775,517,000 | 2,801,160,000 | 2,819,260,000 |
| Interest-bearing deposits | 2,578,671,000 | 2,653,230,000 | 2,680,407,000 | 2,694,678,000 |
| Noninterest-bearing deposits | 116,515,000 | 122,287,000 | 120,753,000 | 124,582,000 |
| Equity capital | 302,844,000 | 307,579,000 | 313,591,000 | 320,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 27,935,000 | 57,461,000 | 88,481,000 | 119,855,000 |
| Interest expense | 4,049,000 | 9,021,000 | 14,609,000 | 20,373,000 |
| Net interest income | 23,886,000 | 48,440,000 | 73,872,000 | 99,482,000 |
| Noninterest income | 5,842,000 | 12,112,000 | 18,729,000 | 22,081,000 |
| Noninterest expense | 21,731,000 | 44,398,000 | 67,518,000 | 91,131,000 |
| Provision for loan losses | 0 | 750,000 | 750,000 | 750,000 |
| Pretax income | 7,997,000 | 15,404,000 | 24,333,000 | 29,682,000 |
| Income tax | 1,957,000 | 3,740,000 | 5,954,000 | 5,115,000 |
| Net income | 6,040,000 | 11,664,000 | 18,379,000 | 24,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 307,133,000 | 312,757,000 | 319,472,000 | 325,660,000 |
| Total capital | 324,076,000 | 330,319,000 | 337,114,000 | 343,398,000 |
| Risk-weighted assets | 2,116,290,000 | 2,186,502,000 | 2,212,515,000 | 2,211,130,000 |