Call reports 2017
CAPE COD FIVE CENTS SAVINGS BANK — 2017
What CAPE COD FIVE CENTS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,117,903,000 | 3,142,523,000 | 3,150,312,000 | 3,228,279,000 |
| Total loans | 2,626,546,000 | 2,654,580,000 | 2,541,955,000 | 2,655,835,000 |
| Allowance for loan losses | 16,891,000 | 16,864,000 | 16,879,000 | 16,913,000 |
| Securities available for sale | 241,803,000 | 237,503,000 | 279,961,000 | 280,936,000 |
| Securities held to maturity | 72,606,000 | 73,099,000 | 81,110,000 | 93,839,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,544,465,000 | 2,604,510,000 | 2,664,004,000 | 2,650,416,000 |
| Interest-bearing deposits | 2,438,680,000 | 2,488,761,000 | 2,547,342,000 | 2,532,801,000 |
| Noninterest-bearing deposits | 105,785,000 | 115,749,000 | 116,662,000 | 117,615,000 |
| Equity capital | 285,135,000 | 291,082,000 | 297,270,000 | 299,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 25,722,000 | 52,220,000 | 79,000,000 | 106,096,000 |
| Interest expense | 3,378,000 | 6,920,000 | 10,424,000 | 14,038,000 |
| Net interest income | 22,344,000 | 45,300,000 | 68,576,000 | 92,058,000 |
| Noninterest income | 6,564,000 | 13,872,000 | 22,715,000 | 23,986,000 |
| Noninterest expense | 20,275,000 | 41,609,000 | 63,492,000 | 84,850,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,633,000 | 17,563,000 | 27,803,000 | 31,198,000 |
| Income tax | 2,861,000 | 6,203,000 | 10,073,000 | 10,294,000 |
| Net income | 5,772,000 | 11,360,000 | 17,730,000 | 20,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 285,698,000 | 291,286,000 | 297,656,000 | 301,093,000 |
| Total capital | 302,589,000 | 308,150,000 | 314,535,000 | 318,006,000 |
| Risk-weighted assets | 1,994,599,000 | 2,023,002,000 | 2,003,377,000 | 2,078,828,000 |