Call reports 2017
USAMERIBANK — 2017
What USAMERIBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 4,224,462,000 | 4,379,325,000 | 4,480,919,000 | 4,668,391,000 |
| Total loans | 3,452,406,000 | 3,585,708,000 | 3,659,894,000 | 3,810,171,000 |
| Allowance for loan losses | 40,850,000 | 41,001,000 | 41,360,000 | 42,049,000 |
| Securities available for sale | 346,795,000 | 356,589,000 | 374,822,000 | 364,466,000 |
| Securities held to maturity | 182,848,000 | 174,483,000 | 165,875,000 | 157,317,000 |
| Trading assets | 3,299,000 | 6,090,000 | 6,733,000 | 2,998,000 |
| Total deposits | 3,590,505,000 | 3,557,711,000 | 3,684,535,000 | 3,570,489,000 |
| Interest-bearing deposits | 2,667,848,000 | 2,657,601,000 | 2,752,260,000 | 2,674,253,000 |
| Noninterest-bearing deposits | 922,657,000 | 900,110,000 | 932,275,000 | 896,236,000 |
| Equity capital | 400,368,000 | 412,089,000 | 422,784,000 | 404,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 40,197,000 | 83,217,000 | 128,014,000 | 174,960,000 |
| Interest expense | 5,406,000 | 11,380,000 | 18,207,000 | 25,759,000 |
| Net interest income | 34,791,000 | 71,837,000 | 109,807,000 | 149,201,000 |
| Noninterest income | 5,063,000 | 10,203,000 | 14,178,000 | 19,235,000 |
| Noninterest expense | 20,784,000 | 42,150,000 | 64,121,000 | 95,288,000 |
| Provision for loan losses | 1,084,000 | 1,079,000 | 1,492,000 | 850,000 |
| Pretax income | 17,986,000 | 38,888,000 | 58,449,000 | 72,375,000 |
| Income tax | 5,466,000 | 12,840,000 | 18,765,000 | 28,708,000 |
| Net income | 12,520,000 | 26,048,000 | 39,684,000 | 43,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 386,363,000 | 397,258,000 | 410,612,000 | 391,307,000 |
| Total capital | 427,618,000 | 438,715,000 | 452,388,000 | 433,829,000 |
| Risk-weighted assets | 3,672,519,000 | 3,794,556,000 | 3,863,003,000 | 3,991,573,000 |