Call reports 2016
USAMERIBANK — 2016
What USAMERIBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,764,890,000 | 3,904,431,000 | 4,037,702,000 | 4,150,372,000 |
| Total loans | 3,069,849,000 | 3,141,354,000 | 3,258,199,000 | 3,373,599,000 |
| Allowance for loan losses | 34,604,000 | 35,732,000 | 38,117,000 | 39,557,000 |
| Securities available for sale | 235,401,000 | 287,624,000 | 309,369,000 | 322,661,000 |
| Securities held to maturity | 194,767,000 | 195,077,000 | 187,535,000 | 182,091,000 |
| Trading assets | 12,488,000 | 15,781,000 | 14,826,000 | 7,898,000 |
| Total deposits | 3,232,215,000 | 3,211,213,000 | 3,374,696,000 | 3,503,532,000 |
| Interest-bearing deposits | 2,400,605,000 | 2,360,895,000 | 2,527,924,000 | 2,604,467,000 |
| Noninterest-bearing deposits | 831,610,000 | 850,318,000 | 846,772,000 | 899,065,000 |
| Equity capital | 348,806,000 | 358,348,000 | 366,545,000 | 375,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 35,631,000 | 72,311,000 | 110,226,000 | 149,313,000 |
| Interest expense | 4,270,000 | 8,918,000 | 13,713,000 | 18,837,000 |
| Net interest income | 31,361,000 | 63,393,000 | 96,513,000 | 130,476,000 |
| Noninterest income | 4,928,000 | 9,196,000 | 12,052,000 | 13,906,000 |
| Noninterest expense | 18,447,000 | 37,010,000 | 56,506,000 | 76,621,000 |
| Provision for loan losses | 1,858,000 | 2,890,000 | 5,240,000 | 5,978,000 |
| Pretax income | 16,001,000 | 32,870,000 | 47,181,000 | 62,145,000 |
| Income tax | 5,595,000 | 11,453,000 | 14,187,000 | 16,846,000 |
| Net income | 10,406,000 | 21,417,000 | 32,994,000 | 45,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 339,209,000 | 347,484,000 | 356,243,000 | 364,297,000 |
| Total capital | 374,327,000 | 383,813,000 | 394,948,000 | 404,256,000 |
| Risk-weighted assets | 3,234,210,000 | 3,339,975,000 | 3,478,695,000 | 3,595,697,000 |