Call reports 2013
USAMERIBANK — 2013
What USAMERIBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,630,425,000 | 2,705,229,000 | 2,784,671,000 | 2,899,494,000 |
| Total loans | 2,118,126,000 | 2,155,821,000 | 2,217,925,000 | 2,308,373,000 |
| Allowance for loan losses | 27,783,000 | 26,005,000 | 26,303,000 | 27,509,000 |
| Securities available for sale | 249,327,000 | 264,560,000 | 231,622,000 | 208,361,000 |
| Securities held to maturity | 26,583,000 | 25,799,000 | 60,996,000 | 102,043,000 |
| Trading assets | 9,502,000 | 3,420,000 | 3,519,000 | 1,864,000 |
| Total deposits | 2,180,799,000 | 2,309,814,000 | 2,370,255,000 | 2,461,722,000 |
| Interest-bearing deposits | 1,713,327,000 | 1,794,969,000 | 1,849,227,000 | 1,858,020,000 |
| Noninterest-bearing deposits | 467,472,000 | 514,845,000 | 521,028,000 | 603,701,000 |
| Equity capital | 237,401,000 | 241,596,000 | 256,929,000 | 260,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 26,985,000 | 55,437,000 | 83,370,000 | 112,004,000 |
| Interest expense | 3,869,000 | 7,893,000 | 12,002,000 | 15,960,000 |
| Net interest income | 23,116,000 | 47,544,000 | 71,368,000 | 96,044,000 |
| Noninterest income | 6,703,000 | 14,319,000 | 32,589,000 | 36,468,000 |
| Noninterest expense | 17,444,000 | 34,937,000 | 53,454,000 | 70,625,000 |
| Provision for loan losses | 600,000 | -1,262,000 | -1,256,000 | -238,000 |
| Pretax income | 11,775,000 | 28,375,000 | 52,256,000 | 62,622,000 |
| Income tax | 4,321,000 | 10,507,000 | 20,541,000 | 24,451,000 |
| Net income | 7,454,000 | 17,868,000 | 31,715,000 | 38,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 204,571,000 | 215,584,000 | 241,238,000 | 246,807,000 |
| Total capital | 231,899,000 | 241,799,000 | 267,762,000 | 274,525,000 |
| Risk-weighted assets | 2,183,062,000 | 2,227,679,000 | 2,275,913,000 | 2,363,613,000 |