Call reports 2012
USAMERIBANK — 2012
What USAMERIBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,181,182,000 | 2,346,401,000 | 2,439,625,000 | 2,594,954,000 |
| Total loans | 1,643,427,000 | 1,803,064,000 | 1,902,071,000 | 2,057,825,000 |
| Allowance for loan losses | 26,927,000 | 28,057,000 | 27,280,000 | 27,138,000 |
| Securities available for sale | 299,818,000 | 281,974,000 | 263,271,000 | 266,807,000 |
| Securities held to maturity | 0 | 12,623,000 | 28,081,000 | 27,358,000 |
| Trading assets | 5,016,000 | 9,085,000 | 11,025,000 | 10,967,000 |
| Total deposits | 1,782,173,000 | 1,864,803,000 | 1,987,199,000 | 2,059,917,000 |
| Interest-bearing deposits | 1,314,155,000 | 1,391,543,000 | 1,513,252,000 | 1,513,534,000 |
| Noninterest-bearing deposits | 468,018,000 | 473,260,000 | 473,947,000 | 546,383,000 |
| Equity capital | 208,542,000 | 214,997,000 | 227,527,000 | 230,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 24,662,000 | 48,697,000 | 73,853,000 | 100,385,000 |
| Interest expense | 3,460,000 | 6,949,000 | 10,748,000 | 14,553,000 |
| Net interest income | 21,202,000 | 41,748,000 | 63,105,000 | 85,832,000 |
| Noninterest income | 3,623,000 | 7,920,000 | 14,496,000 | 21,278,000 |
| Noninterest expense | 16,684,000 | 31,759,000 | 49,406,000 | 69,264,000 |
| Provision for loan losses | -546,000 | 907,000 | 1,798,000 | 3,373,000 |
| Pretax income | 8,687,000 | 16,854,000 | 26,251,000 | 34,327,000 |
| Income tax | 3,265,000 | 6,420,000 | 9,974,000 | 13,155,000 |
| Net income | 5,422,000 | 10,434,000 | 16,277,000 | 21,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,017,000 | 192,194,000 | 191,680,000 | 196,706,000 |
| Total capital | 203,512,000 | 214,799,000 | 215,593,000 | 223,473,000 |
| Risk-weighted assets | 1,633,050,000 | 1,802,562,000 | 1,905,699,000 | 2,137,619,000 |