Call reports 2011
USAMERIBANK — 2011
What USAMERIBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,027,314,000 | 1,083,889,000 | 1,142,553,000 | 2,120,766,000 |
| Total loans | 827,601,000 | 867,328,000 | 898,811,000 | 1,577,398,000 |
| Allowance for loan losses | 12,789,000 | 13,552,000 | 15,297,000 | 26,299,000 |
| Securities available for sale | 95,468,000 | 93,400,000 | 124,925,000 | 283,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 232,000 | 1,285,000 | 4,164,000 | 5,297,000 |
| Total deposits | 856,574,000 | 884,223,000 | 938,638,000 | 1,722,431,000 |
| Interest-bearing deposits | 714,361,000 | 716,506,000 | 758,361,000 | 1,280,261,000 |
| Noninterest-bearing deposits | 142,213,000 | 167,717,000 | 180,277,000 | 442,171,000 |
| Equity capital | 79,432,000 | 82,619,000 | 86,353,000 | 202,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 11,394,000 | 23,167,000 | 35,730,000 | 49,188,000 |
| Interest expense | 2,381,000 | 4,756,000 | 7,205,000 | 9,384,000 |
| Net interest income | 9,013,000 | 18,411,000 | 28,525,000 | 39,804,000 |
| Noninterest income | 1,036,000 | 1,832,000 | 2,360,000 | 4,085,000 |
| Noninterest expense | 5,796,000 | 11,433,000 | 17,140,000 | 23,384,000 |
| Provision for loan losses | 1,029,000 | 2,307,000 | 4,663,000 | 8,313,000 |
| Pretax income | 3,418,000 | 7,060,000 | 9,639,000 | 12,749,000 |
| Income tax | 1,230,000 | 2,579,000 | 3,532,000 | 4,827,000 |
| Net income | 2,188,000 | 4,481,000 | 6,107,000 | 7,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,962,000 | 75,400,000 | 78,675,000 | 176,544,000 |
| Total capital | 83,097,000 | 86,077,000 | 89,841,000 | 196,542,000 |
| Risk-weighted assets | 808,165,000 | 851,294,000 | 889,138,000 | 1,591,164,000 |