Call reports 2009
USAMERIBANK — 2009
What USAMERIBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 652,149,000 | 725,333,000 | 753,161,000 | 807,253,000 |
| Total loans | 528,371,000 | 577,270,000 | 599,878,000 | 623,902,000 |
| Allowance for loan losses | 7,695,000 | 8,519,000 | 9,222,000 | 9,582,000 |
| Securities available for sale | 58,661,000 | 72,446,000 | 69,542,000 | 73,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,639,000 | 553,163,000 | 602,117,000 | 651,307,000 |
| Interest-bearing deposits | 411,360,000 | 473,088,000 | 506,520,000 | 544,459,000 |
| Noninterest-bearing deposits | 72,279,000 | 80,075,000 | 95,597,000 | 106,848,000 |
| Equity capital | 53,046,000 | 60,328,000 | 66,220,000 | 70,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,333,000 | 16,232,000 | 25,385,000 | 34,676,000 |
| Interest expense | 2,366,000 | 5,031,000 | 7,981,000 | 11,109,000 |
| Net interest income | 4,967,000 | 11,201,000 | 17,404,000 | 23,567,000 |
| Noninterest income | 220,000 | 237,000 | 429,000 | 669,000 |
| Noninterest expense | 3,178,000 | 6,681,000 | 10,225,000 | 14,426,000 |
| Provision for loan losses | 596,000 | 1,419,000 | 2,121,000 | 2,525,000 |
| Pretax income | 1,413,000 | 3,338,000 | 5,487,000 | 7,285,000 |
| Income tax | 532,000 | 1,265,000 | 2,073,000 | 2,829,000 |
| Net income | 881,000 | 2,073,000 | 3,414,000 | 4,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,127,000 | 58,360,000 | 62,418,000 | 64,482,000 |
| Total capital | 59,033,000 | 65,700,000 | 70,043,000 | 72,451,000 |
| Risk-weighted assets | 551,695,000 | 585,983,000 | 608,369,000 | 635,883,000 |
Machine access — free, no API key
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