Call reports 2025
FIRST NATIONAL BANK — 2025
What FIRST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 459,792,000 | 449,447,000 | 452,071,000 | 462,466,000 |
| Total loans | 359,087,000 | 356,129,000 | 350,880,000 | 358,397,000 |
| Allowance for loan losses | 27,794,000 | 25,533,000 | 25,093,000 | 24,637,000 |
| Securities available for sale | 73,157,000 | 73,872,000 | 72,683,000 | 79,097,000 |
| Securities held to maturity | 1,563,000 | 1,502,000 | 1,458,000 | 1,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,075,000 | 374,787,000 | 373,349,000 | 380,703,000 |
| Interest-bearing deposits | 330,552,000 | 322,337,000 | 322,634,000 | 325,590,000 |
| Noninterest-bearing deposits | 55,523,000 | 52,450,000 | 50,715,000 | 55,113,000 |
| Equity capital | 62,740,000 | 65,139,000 | 68,425,000 | 70,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,371,000 | 22,462,000 | 33,293,000 | 44,130,000 |
| Interest expense | 1,835,000 | 3,655,000 | 5,384,000 | 7,060,000 |
| Net interest income | 9,536,000 | 18,807,000 | 27,909,000 | 37,070,000 |
| Noninterest income | 3,658,000 | 7,142,000 | 10,747,000 | 14,044,000 |
| Noninterest expense | 5,377,000 | 10,794,000 | 16,195,000 | 21,648,000 |
| Provision for loan losses | 4,674,000 | 8,795,000 | 13,115,000 | 17,223,000 |
| Pretax income | 2,622,000 | 5,842,000 | 8,809,000 | 11,712,000 |
| Income tax | 142,000 | 844,000 | 1,549,000 | 2,227,000 |
| Net income | 2,480,000 | 4,998,000 | 7,260,000 | 9,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,625,000 | 69,943,000 | 72,005,000 | 74,029,000 |
| Total capital | 72,654,000 | 74,947,000 | 76,930,000 | 79,043,000 |
| Risk-weighted assets | 379,375,000 | 379,637,000 | 373,660,000 | 381,293,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.