Call reports 2024
FIRST NATIONAL BANK — 2024
What FIRST NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 448,204,000 | 445,742,000 | 445,084,000 | 451,823,000 |
| Total loans | 341,700,000 | 346,392,000 | 353,918,000 | 361,051,000 |
| Allowance for loan losses | 30,523,000 | 30,828,000 | 30,318,000 | 29,097,000 |
| Securities available for sale | 68,547,000 | 67,664,000 | 70,565,000 | 66,128,000 |
| Securities held to maturity | 2,006,000 | 1,948,000 | 1,895,000 | 1,645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,217,000 | 373,555,000 | 368,770,000 | 381,560,000 |
| Interest-bearing deposits | 321,845,000 | 325,067,000 | 318,661,000 | 326,194,000 |
| Noninterest-bearing deposits | 54,372,000 | 48,488,000 | 50,109,000 | 55,366,000 |
| Equity capital | 54,222,000 | 55,089,000 | 58,317,000 | 59,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,948,000 | 23,720,000 | 35,446,000 | 47,102,000 |
| Interest expense | 1,895,000 | 3,899,000 | 5,965,000 | 7,931,000 |
| Net interest income | 10,053,000 | 19,821,000 | 29,481,000 | 39,171,000 |
| Noninterest income | 3,339,000 | 6,605,000 | 10,169,000 | 13,921,000 |
| Noninterest expense | 5,676,000 | 11,140,000 | 16,582,000 | 21,974,000 |
| Provision for loan losses | 7,109,000 | 13,882,000 | 19,343,000 | 24,517,000 |
| Pretax income | 608,000 | 1,396,000 | 3,731,000 | 6,613,000 |
| Income tax | 141,000 | 327,000 | 897,000 | 1,253,000 |
| Net income | 467,000 | 1,069,000 | 2,834,000 | 5,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,851,000 | 61,453,000 | 63,018,000 | 65,344,000 |
| Total capital | 65,579,000 | 66,187,000 | 67,899,000 | 70,292,000 |
| Risk-weighted assets | 352,245,000 | 352,411,000 | 364,831,000 | 371,529,000 |