Call reports 2023
FIRST NATIONAL BANK — 2023
What FIRST NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 410,530,000 | 412,692,000 | 418,182,000 | 440,812,000 |
| Total loans | 329,733,000 | 337,734,000 | 344,694,000 | 354,753,000 |
| Allowance for loan losses | 24,151,000 | 31,035,000 | 31,370,000 | 30,934,000 |
| Securities available for sale | 69,149,000 | 67,363,000 | 63,862,000 | 65,125,000 |
| Securities held to maturity | 2,785,000 | 2,686,000 | 2,140,000 | 2,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,623,000 | 343,910,000 | 352,968,000 | 369,152,000 |
| Interest-bearing deposits | 276,301,000 | 279,705,000 | 287,488,000 | 304,170,000 |
| Noninterest-bearing deposits | 71,322,000 | 64,205,000 | 65,480,000 | 64,982,000 |
| Equity capital | 53,542,000 | 51,227,000 | 51,506,000 | 53,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,720,000 | 21,840,000 | 33,548,000 | 45,550,000 |
| Interest expense | 573,000 | 1,402,000 | 2,589,000 | 4,203,000 |
| Net interest income | 10,147,000 | 20,438,000 | 30,959,000 | 41,347,000 |
| Noninterest income | 3,650,000 | 7,248,000 | 10,882,000 | 14,309,000 |
| Noninterest expense | 6,031,000 | 11,934,000 | 17,967,000 | 23,884,000 |
| Provision for loan losses | 6,674,000 | 13,172,000 | 19,583,000 | 26,559,000 |
| Pretax income | 1,085,000 | 2,593,000 | 4,238,000 | 5,176,000 |
| Income tax | 2,000 | 198,000 | 598,000 | 818,000 |
| Net income | 1,083,000 | 2,395,000 | 3,640,000 | 4,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,540,000 | 58,423,000 | 59,667,000 | 60,385,000 |
| Total capital | 65,054,000 | 63,149,000 | 64,490,000 | 65,249,000 |
| Risk-weighted assets | 340,091,000 | 351,644,000 | 359,080,000 | 362,858,000 |