Call reports 2022
FIRST NATIONAL BANK — 2022
What FIRST NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 401,208,000 | 408,411,000 | 423,579,000 | 421,466,000 |
| Total loans | 291,260,000 | 313,700,000 | 326,264,000 | 341,396,000 |
| Allowance for loan losses | 19,060,000 | 19,867,000 | 21,688,000 | 23,579,000 |
| Securities available for sale | 82,686,000 | 75,277,000 | 71,599,000 | 70,450,000 |
| Securities held to maturity | 5,552,000 | 4,341,000 | 4,183,000 | 4,041,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,302,000 | 348,142,000 | 362,286,000 | 353,532,000 |
| Interest-bearing deposits | 262,197,000 | 266,213,000 | 286,638,000 | 281,955,000 |
| Noninterest-bearing deposits | 77,105,000 | 81,929,000 | 75,648,000 | 71,577,000 |
| Equity capital | 52,022,000 | 50,427,000 | 50,937,000 | 52,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,414,000 | 17,616,000 | 27,883,000 | 38,610,000 |
| Interest expense | 191,000 | 373,000 | 692,000 | 1,155,000 |
| Net interest income | 8,223,000 | 17,243,000 | 27,191,000 | 37,455,000 |
| Noninterest income | 3,417,000 | 7,016,000 | 10,766,000 | 14,421,000 |
| Noninterest expense | 5,903,000 | 11,790,000 | 17,970,000 | 24,254,000 |
| Provision for loan losses | 3,021,000 | 7,036,000 | 12,918,000 | 20,477,000 |
| Pretax income | 2,713,000 | 5,430,000 | 7,062,000 | 7,139,000 |
| Income tax | 769,000 | 1,539,000 | 1,986,000 | 1,697,000 |
| Net income | 1,944,000 | 3,891,000 | 5,076,000 | 5,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,958,000 | 57,906,000 | 59,091,000 | 59,457,000 |
| Total capital | 59,884,000 | 62,018,000 | 63,469,000 | 64,088,000 |
| Risk-weighted assets | 297,571,000 | 311,772,000 | 331,477,000 | 350,112,000 |