Call reports 2021
FIRST NATIONAL BANK — 2021
What FIRST NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 403,726,000 | 412,741,000 | 417,262,000 | 405,074,000 |
| Total loans | 253,924,000 | 258,188,000 | 269,800,000 | 291,237,000 |
| Allowance for loan losses | 19,692,000 | 19,592,000 | 19,352,000 | 19,039,000 |
| Securities available for sale | 85,525,000 | 99,979,000 | 102,642,000 | 95,739,000 |
| Securities held to maturity | 10,204,000 | 9,643,000 | 9,203,000 | 8,157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,704,000 | 355,428,000 | 356,541,000 | 336,305,000 |
| Interest-bearing deposits | 268,404,000 | 280,591,000 | 283,933,000 | 262,262,000 |
| Noninterest-bearing deposits | 80,300,000 | 74,837,000 | 72,608,000 | 74,043,000 |
| Equity capital | 45,318,000 | 47,792,000 | 51,128,000 | 54,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,875,000 | 12,117,000 | 18,932,000 | 26,228,000 |
| Interest expense | 302,000 | 575,000 | 830,000 | 1,063,000 |
| Net interest income | 5,573,000 | 11,542,000 | 18,102,000 | 25,165,000 |
| Noninterest income | 3,721,000 | 7,601,000 | 12,023,000 | 17,310,000 |
| Noninterest expense | 5,019,000 | 10,052,000 | 15,479,000 | 20,910,000 |
| Provision for loan losses | 1,761,000 | 3,068,000 | 4,230,000 | 6,318,000 |
| Pretax income | 2,514,000 | 6,023,000 | 10,416,000 | 15,273,000 |
| Income tax | 714,000 | 1,712,000 | 2,963,000 | 4,347,000 |
| Net income | 1,800,000 | 4,311,000 | 7,453,000 | 10,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,889,000 | 47,399,000 | 50,543,000 | 54,015,000 |
| Total capital | 48,189,000 | 50,973,000 | 54,137,000 | 57,901,000 |
| Risk-weighted assets | 246,574,000 | 268,742,000 | 270,525,000 | 294,433,000 |