Call reports 2020
FIRST NATIONAL BANK — 2020
What FIRST NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 324,977,000 | 372,546,000 | 361,374,000 | 367,275,000 |
| Total loans | 245,066,000 | 257,627,000 | 260,627,000 | 258,590,000 |
| Allowance for loan losses | 16,933,000 | 17,229,000 | 18,375,000 | 19,673,000 |
| Securities available for sale | 36,778,000 | 42,501,000 | 48,276,000 | 65,450,000 |
| Securities held to maturity | 12,761,000 | 11,810,000 | 11,348,000 | 10,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,717,000 | 320,786,000 | 306,967,000 | 323,382,000 |
| Interest-bearing deposits | 224,697,000 | 258,550,000 | 241,382,000 | 252,818,000 |
| Noninterest-bearing deposits | 49,020,000 | 62,236,000 | 65,585,000 | 70,564,000 |
| Equity capital | 44,733,000 | 46,168,000 | 47,234,000 | 35,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,925,000 | 13,381,000 | 20,184,000 | 27,031,000 |
| Interest expense | 487,000 | 931,000 | 1,334,000 | 1,682,000 |
| Net interest income | 6,438,000 | 12,450,000 | 18,850,000 | 25,349,000 |
| Noninterest income | 2,080,000 | 4,329,000 | 6,816,000 | 9,524,000 |
| Noninterest expense | 4,482,000 | 8,970,000 | 13,865,000 | 18,795,000 |
| Provision for loan losses | 3,087,000 | 5,413,000 | 7,908,000 | 10,637,000 |
| Pretax income | 949,000 | 2,396,000 | 3,893,000 | 5,441,000 |
| Income tax | 267,000 | 677,000 | 1,102,000 | 1,540,000 |
| Net income | 682,000 | 1,719,000 | 2,791,000 | 3,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,904,000 | 44,941,000 | 46,014,000 | 34,561,000 |
| Total capital | 47,092,000 | 48,361,000 | 49,502,000 | 37,873,000 |
| Risk-weighted assets | 240,782,000 | 259,220,000 | 263,228,000 | 247,553,000 |