Call reports 2019
FIRST NATIONAL BANK — 2019
What FIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 306,128,000 | 309,236,000 | 318,998,000 | 323,865,000 |
| Total loans | 234,895,000 | 240,674,000 | 243,286,000 | 247,271,000 |
| Allowance for loan losses | 14,847,000 | 15,247,000 | 16,084,000 | 16,689,000 |
| Securities available for sale | 33,602,000 | 33,015,000 | 32,043,000 | 33,664,000 |
| Securities held to maturity | 13,074,000 | 11,884,000 | 11,167,000 | 13,815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,994,000 | 259,691,000 | 268,859,000 | 271,851,000 |
| Interest-bearing deposits | 208,507,000 | 212,983,000 | 219,295,000 | 221,326,000 |
| Noninterest-bearing deposits | 50,487,000 | 46,708,000 | 49,564,000 | 50,525,000 |
| Equity capital | 41,675,000 | 42,657,000 | 43,391,000 | 44,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,246,000 | 12,636,000 | 19,354,000 | 26,242,000 |
| Interest expense | 403,000 | 849,000 | 1,349,000 | 1,866,000 |
| Net interest income | 5,843,000 | 11,787,000 | 18,005,000 | 24,376,000 |
| Noninterest income | 1,838,000 | 3,785,000 | 5,855,000 | 8,056,000 |
| Noninterest expense | 4,129,000 | 8,540,000 | 12,966,000 | 17,443,000 |
| Provision for loan losses | 2,383,000 | 4,908,000 | 7,805,000 | 11,081,000 |
| Pretax income | 1,169,000 | 2,124,000 | 3,089,000 | 3,908,000 |
| Income tax | 326,000 | 592,000 | 860,000 | 1,087,000 |
| Net income | 843,000 | 1,532,000 | 2,229,000 | 2,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,243,000 | 41,933,000 | 42,629,000 | 43,222,000 |
| Total capital | 44,487,000 | 45,099,000 | 45,807,000 | 46,474,000 |
| Risk-weighted assets | 247,555,000 | 240,716,000 | 240,838,000 | 246,167,000 |