Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 202,455,000 | 204,833,000 | 203,323,000 | 222,259,000 |
| Total loans | 140,175,000 | 140,547,000 | 141,717,000 | 149,663,000 |
| Allowance for loan losses | 6,178,000 | 6,212,000 | 6,621,000 | 6,887,000 |
| Securities available for sale | 19,220,000 | 23,982,000 | 23,792,000 | 25,229,000 |
| Securities held to maturity | 19,917,000 | 17,679,000 | 16,955,000 | 13,899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,110,000 | 178,698,000 | 176,974,000 | 195,952,000 |
| Interest-bearing deposits | 145,192,000 | 146,500,000 | 144,703,000 | 158,460,000 |
| Noninterest-bearing deposits | 31,918,000 | 32,198,000 | 32,271,000 | 37,492,000 |
| Equity capital | 22,360,000 | 22,721,000 | 22,980,000 | 22,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,864,000 | 5,851,000 | 9,051,000 | 12,363,000 |
| Interest expense | 115,000 | 233,000 | 358,000 | 494,000 |
| Net interest income | 2,749,000 | 5,618,000 | 8,693,000 | 11,869,000 |
| Noninterest income | 758,000 | 1,611,000 | 2,530,000 | 3,538,000 |
| Noninterest expense | 2,191,000 | 4,473,000 | 6,838,000 | 9,315,000 |
| Provision for loan losses | 759,000 | 1,716,000 | 2,898,000 | 4,197,000 |
| Pretax income | 557,000 | 1,040,000 | 1,487,000 | 1,895,000 |
| Income tax | 210,000 | 389,000 | 552,000 | 701,000 |
| Net income | 347,000 | 651,000 | 935,000 | 1,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,295,000 | 21,599,000 | 21,882,000 | 22,142,000 |
| Total capital | 23,314,000 | 23,646,000 | 23,952,000 | 24,336,000 |
| Risk-weighted assets | 157,131,000 | 159,371,000 | 160,742,000 | 170,458,000 |