Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 204,381,000 | 202,253,000 | 198,821,000 | 204,707,000 |
| Total loans | 133,117,000 | 132,994,000 | 135,334,000 | 148,440,000 |
| Allowance for loan losses | 5,378,000 | 5,634,000 | 5,879,000 | 6,083,000 |
| Securities available for sale | 10,087,000 | 11,271,000 | 16,541,000 | 15,416,000 |
| Securities held to maturity | 28,728,000 | 27,451,000 | 24,846,000 | 23,709,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,727,000 | 177,967,000 | 174,159,000 | 179,588,000 |
| Interest-bearing deposits | 149,355,000 | 147,670,000 | 143,991,000 | 145,483,000 |
| Noninterest-bearing deposits | 31,372,000 | 30,297,000 | 30,168,000 | 34,105,000 |
| Equity capital | 21,293,000 | 21,536,000 | 21,837,000 | 21,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,490,000 | 5,097,000 | 7,740,000 | 10,517,000 |
| Interest expense | 115,000 | 231,000 | 346,000 | 462,000 |
| Net interest income | 2,375,000 | 4,866,000 | 7,394,000 | 10,055,000 |
| Noninterest income | 645,000 | 1,344,000 | 2,070,000 | 3,023,000 |
| Noninterest expense | 2,037,000 | 4,171,000 | 6,265,000 | 8,760,000 |
| Provision for loan losses | 492,000 | 1,133,000 | 1,797,000 | 2,621,000 |
| Pretax income | 491,000 | 906,000 | 1,402,000 | 1,697,000 |
| Income tax | 180,000 | 332,000 | 513,000 | 620,000 |
| Net income | 311,000 | 574,000 | 889,000 | 1,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,182,000 | 20,445,000 | 20,760,000 | 20,948,000 |
| Total capital | 22,089,000 | 22,367,000 | 22,721,000 | 23,068,000 |
| Risk-weighted assets | 148,850,000 | 149,763,000 | 152,748,000 | 165,363,000 |