Call reports 2005
FIRST NATIONAL BANK — 2005
What FIRST NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 120,771,000 | 118,118,000 | 117,545,000 | 123,787,000 |
| Total loans | 89,750,000 | 90,009,000 | 85,720,000 | 86,026,000 |
| Allowance for loan losses | 1,261,000 | 611,000 | 656,000 | 700,000 |
| Securities available for sale | 11,903,000 | 10,920,000 | 10,404,000 | 9,875,000 |
| Securities held to maturity | 2,352,000 | 2,679,000 | 2,967,000 | 5,383,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,420,000 | 106,650,000 | 105,857,000 | 111,975,000 |
| Interest-bearing deposits | 92,731,000 | 90,137,000 | 88,141,000 | 90,788,000 |
| Noninterest-bearing deposits | 16,689,000 | 16,513,000 | 17,716,000 | 21,187,000 |
| Equity capital | 10,819,000 | 10,892,000 | 11,037,000 | 11,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,665,000 | 3,392,000 | 5,157,000 | 6,992,000 |
| Interest expense | 381,000 | 796,000 | 1,221,000 | 1,697,000 |
| Net interest income | 1,284,000 | 2,596,000 | 3,936,000 | 5,295,000 |
| Noninterest income | 250,000 | 538,000 | 848,000 | 1,119,000 |
| Noninterest expense | 1,069,000 | 2,213,000 | 3,248,000 | 4,251,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 420,000 | 831,000 | 1,401,000 | 1,983,000 |
| Income tax | 166,000 | 330,000 | 558,000 | 791,000 |
| Net income | 254,000 | 501,000 | 843,000 | 1,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,315,000 | 10,391,000 | 10,563,000 | 10,715,000 |
| Total capital | 11,560,000 | 11,002,000 | 11,219,000 | 11,415,000 |
| Risk-weighted assets | 99,618,000 | 99,132,000 | 95,962,000 | 103,999,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.