Call reports 2026
FIRST NATIONAL BANK IN FRANKFORT — 2026
What FIRST NATIONAL BANK IN FRANKFORT reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 61,698,000 | 61,566,000 |
| Total loans | 30,437,000 | 31,165,000 |
| Allowance for loan losses | 450,000 | 452,000 |
| Securities available for sale | 25,657,000 | 25,286,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 57,608,000 | 55,440,000 |
| Interest-bearing deposits | 43,089,000 | 42,737,000 |
| Noninterest-bearing deposits | 14,519,000 | 12,703,000 |
| Equity capital | 3,690,000 | 3,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 730,000 | 1,453,000 |
| Interest expense | 226,000 | 459,000 |
| Net interest income | 504,000 | 994,000 |
| Noninterest income | 40,000 | 77,000 |
| Noninterest expense | 422,000 | 829,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 122,000 | 231,000 |
| Income tax | 0 | 4,000 |
| Net income | 122,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,579,000 | 6,607,000 |