Call reports 2024
FIRST NATIONAL BANK IN FRANKFORT — 2024
What FIRST NATIONAL BANK IN FRANKFORT reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 57,541,000 | 56,963,000 | 57,472,000 | 59,450,000 |
| Total loans | 26,603,000 | 26,405,000 | 27,960,000 | 28,800,000 |
| Allowance for loan losses | 421,000 | 424,000 | 418,000 | 417,000 |
| Securities available for sale | 26,400,000 | 26,040,000 | 24,571,000 | 23,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,134,000 | 52,157,000 | 52,796,000 | 56,580,000 |
| Interest-bearing deposits | 37,408,000 | 39,499,000 | 39,608,000 | 42,450,000 |
| Noninterest-bearing deposits | 13,726,000 | 12,658,000 | 13,188,000 | 14,130,000 |
| Equity capital | 2,436,000 | 2,458,000 | 3,310,000 | 2,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,242,000 | 1,891,000 | 2,565,000 |
| Interest expense | 232,000 | 485,000 | 759,000 | 1,023,000 |
| Net interest income | 404,000 | 757,000 | 1,132,000 | 1,542,000 |
| Noninterest income | 39,000 | 74,000 | 104,000 | 139,000 |
| Noninterest expense | 352,000 | 691,000 | 1,047,000 | 1,418,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 148,000 | 207,000 | 285,000 |
| Income tax | 2,000 | -3,000 | 0 | 2,000 |
| Net income | 82,000 | 151,000 | 207,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,160,000 | 6,129,000 | 6,184,000 | 6,264,000 |