Call reports 2023
FIRST NATIONAL BANK IN FRANKFORT — 2023
What FIRST NATIONAL BANK IN FRANKFORT reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 57,312,000 | 56,996,000 | 57,370,000 | 59,473,000 |
| Total loans | 22,732,000 | 23,761,000 | 26,838,000 | 26,628,000 |
| Allowance for loan losses | 425,000 | 428,000 | 419,000 | 420,000 |
| Securities available for sale | 29,517,000 | 27,884,000 | 26,552,000 | 27,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,771,000 | 51,197,000 | 51,995,000 | 51,665,000 |
| Interest-bearing deposits | 40,075,000 | 36,661,000 | 36,499,000 | 36,614,000 |
| Noninterest-bearing deposits | 14,696,000 | 14,536,000 | 15,496,000 | 15,051,000 |
| Equity capital | 2,326,000 | 2,038,000 | 1,290,000 | 2,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 1,010,000 | 1,602,000 | 2,235,000 |
| Interest expense | 93,000 | 205,000 | 336,000 | 592,000 |
| Net interest income | 394,000 | 805,000 | 1,266,000 | 1,643,000 |
| Noninterest income | 36,000 | 65,000 | 96,000 | 124,000 |
| Noninterest expense | 312,000 | 621,000 | 935,000 | 1,277,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 255,000 | 441,000 | 524,000 |
| Income tax | 1,000 | 7,000 | 15,000 | 22,000 |
| Net income | 116,000 | 248,000 | 426,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,891,000 | 6,023,000 | 6,101,000 | 6,078,000 |