Call reports 2022
FIRST NATIONAL BANK IN FRANKFORT — 2022
What FIRST NATIONAL BANK IN FRANKFORT reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 58,890,000 | 55,554,000 | 56,203,000 | 57,433,000 |
| Total loans | 21,101,000 | 21,423,000 | 23,313,000 | 24,071,000 |
| Allowance for loan losses | 414,000 | 417,000 | 420,000 | 421,000 |
| Securities available for sale | 31,667,000 | 29,875,000 | 28,639,000 | 28,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,085,000 | 52,397,000 | 54,890,000 | 55,199,000 |
| Interest-bearing deposits | 39,213,000 | 38,913,000 | 39,859,000 | 40,136,000 |
| Noninterest-bearing deposits | 14,872,000 | 13,484,000 | 15,031,000 | 15,063,000 |
| Equity capital | 4,000,000 | 2,339,000 | 1,055,000 | 1,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 857,000 | 1,316,000 | 1,796,000 |
| Interest expense | 39,000 | 76,000 | 117,000 | 171,000 |
| Net interest income | 385,000 | 781,000 | 1,199,000 | 1,625,000 |
| Noninterest income | 48,000 | 98,000 | 273,000 | 310,000 |
| Noninterest expense | 342,000 | 659,000 | 1,221,000 | 1,561,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 89,000 | 220,000 | 261,000 | 392,000 |
| Income tax | -6,000 | -1,000 | 0 | 5,000 |
| Net income | 95,000 | 221,000 | 261,000 | 387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,792,000 | 5,867,000 | 5,758,000 | 5,883,000 |