Call reports 2021
FIRST NATIONAL BANK IN FRANKFORT — 2021
What FIRST NATIONAL BANK IN FRANKFORT reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 58,268,000 | 57,357,000 | 57,846,000 | 59,850,000 |
| Total loans | 22,047,000 | 21,602,000 | 22,946,000 | 23,020,000 |
| Allowance for loan losses | 393,000 | 397,000 | 410,000 | 412,000 |
| Securities available for sale | 26,373,000 | 29,282,000 | 29,994,000 | 28,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,040,000 | 48,943,000 | 50,241,000 | 53,268,000 |
| Interest-bearing deposits | 36,864,000 | 36,701,000 | 34,411,000 | 37,183,000 |
| Noninterest-bearing deposits | 13,176,000 | 12,242,000 | 15,830,000 | 16,085,000 |
| Equity capital | 5,914,000 | 6,076,000 | 6,202,000 | 5,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 1,069,000 | 1,490,000 | 1,903,000 |
| Interest expense | 64,000 | 126,000 | 182,000 | 228,000 |
| Net interest income | 350,000 | 943,000 | 1,308,000 | 1,675,000 |
| Noninterest income | 342,000 | 244,000 | 289,000 | 333,000 |
| Noninterest expense | 309,000 | 626,000 | 984,000 | 1,329,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 406,000 | 593,000 | 657,000 | 797,000 |
| Income tax | 8,000 | 16,000 | 19,000 | 25,000 |
| Net income | 398,000 | 577,000 | 638,000 | 772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,647,000 | 5,702,000 | 5,763,000 | 5,696,000 |