Call reports 2019
FIRST NATIONAL BANK IN FRANKFORT — 2019
What FIRST NATIONAL BANK IN FRANKFORT reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 47,401,000 | 47,697,000 | 47,382,000 | 48,325,000 |
| Total loans | 23,275,000 | 23,737,000 | 24,234,000 | 24,310,000 |
| Allowance for loan losses | 322,000 | 330,000 | 327,000 | 331,000 |
| Securities available for sale | 18,531,000 | 18,870,000 | 19,274,000 | 19,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,703,000 | 40,652,000 | 40,185,000 | 40,756,000 |
| Interest-bearing deposits | 31,928,000 | 31,782,000 | 31,011,000 | 30,676,000 |
| Noninterest-bearing deposits | 8,775,000 | 8,870,000 | 9,174,000 | 10,080,000 |
| Equity capital | 4,357,000 | 4,722,000 | 4,861,000 | 5,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 943,000 | 1,412,000 | 1,874,000 |
| Interest expense | 81,000 | 170,000 | 264,000 | 357,000 |
| Net interest income | 390,000 | 773,000 | 1,148,000 | 1,517,000 |
| Noninterest income | 71,000 | 113,000 | 158,000 | 207,000 |
| Noninterest expense | 278,000 | 552,000 | 841,000 | 1,161,000 |
| Provision for loan losses | 65,000 | 65,000 | 65,000 | 65,000 |
| Pretax income | 120,000 | 271,000 | 402,000 | 817,000 |
| Income tax | 6,000 | 12,000 | 17,000 | 22,000 |
| Net income | 114,000 | 259,000 | 385,000 | 795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,585,000 | 4,654,000 | 4,631,000 | 5,018,000 |
| Total capital | 4,907,000 | 4,984,000 | 4,958,000 | 5,349,000 |
| Risk-weighted assets | 28,179,000 | 28,017,000 | 28,610,000 | 28,519,000 |