Call reports 2018
FIRST NATIONAL BANK IN FRANKFORT — 2018
What FIRST NATIONAL BANK IN FRANKFORT reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 45,994,000 | 44,068,000 | 43,083,000 | 46,643,000 |
| Total loans | 22,147,000 | 22,745,000 | 23,880,000 | 23,927,000 |
| Allowance for loan losses | 276,000 | 294,000 | 298,000 | 316,000 |
| Securities available for sale | 19,099,000 | 16,642,000 | 14,866,000 | 16,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,825,000 | 38,143,000 | 38,221,000 | 40,223,000 |
| Interest-bearing deposits | 30,326,000 | 29,901,000 | 30,198,000 | 31,017,000 |
| Noninterest-bearing deposits | 9,499,000 | 8,242,000 | 8,023,000 | 9,206,000 |
| Equity capital | 4,161,000 | 4,122,000 | 3,875,000 | 4,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 890,000 | 1,333,000 | 1,799,000 |
| Interest expense | 46,000 | 98,000 | 164,000 | 230,000 |
| Net interest income | 405,000 | 792,000 | 1,169,000 | 1,569,000 |
| Noninterest income | 37,000 | 67,000 | 133,000 | 179,000 |
| Noninterest expense | 262,000 | 521,000 | 816,000 | 1,118,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 173,000 | 333,000 | 487,000 | 560,000 |
| Income tax | 7,000 | 13,000 | 20,000 | 22,000 |
| Net income | 166,000 | 320,000 | 467,000 | 538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,520,000 | 4,558,000 | 4,505,000 | 4,471,000 |
| Total capital | 4,796,000 | 4,852,000 | 4,803,000 | 4,787,000 |
| Risk-weighted assets | 27,963,000 | 27,486,000 | 27,677,000 | 28,325,000 |