Call reports 2017
FIRST NATIONAL BANK IN FRANKFORT — 2017
What FIRST NATIONAL BANK IN FRANKFORT reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 45,721,000 | 44,387,000 | 44,351,000 | 45,535,000 |
| Total loans | 19,104,000 | 20,501,000 | 21,851,000 | 23,053,000 |
| Allowance for loan losses | 243,000 | 244,000 | 249,000 | 262,000 |
| Securities available for sale | 17,401,000 | 18,186,000 | 17,533,000 | 17,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,221,000 | 38,504,000 | 38,100,000 | 39,598,000 |
| Interest-bearing deposits | 30,220,000 | 29,271,000 | 29,269,000 | 30,529,000 |
| Noninterest-bearing deposits | 10,001,000 | 9,233,000 | 8,831,000 | 9,069,000 |
| Equity capital | 4,213,000 | 4,456,000 | 4,408,000 | 4,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 791,000 | 1,204,000 | 1,637,000 |
| Interest expense | 41,000 | 90,000 | 139,000 | 186,000 |
| Net interest income | 346,000 | 701,000 | 1,065,000 | 1,451,000 |
| Noninterest income | 51,000 | 82,000 | 115,000 | 148,000 |
| Noninterest expense | 273,000 | 517,000 | 772,000 | 1,019,000 |
| Provision for loan losses | 30,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 155,000 | 300,000 | 414,000 | 558,000 |
| Income tax | -4,000 | 2,000 | 6,000 | 12,000 |
| Net income | 159,000 | 298,000 | 408,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,204,000 | 4,258,000 | 4,292,000 | 4,350,000 |
| Total capital | 4,447,000 | 4,502,000 | 4,541,000 | 4,612,000 |
| Risk-weighted assets | 25,271,000 | 25,698,000 | 27,335,000 | 27,926,000 |