Call reports 2011
FIRST NATIONAL BANK IN FRANKFORT — 2011
What FIRST NATIONAL BANK IN FRANKFORT reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 32,708,000 | 33,836,000 | 33,286,000 | 34,201,000 |
| Total loans | 12,495,000 | 12,922,000 | 13,210,000 | 14,496,000 |
| Allowance for loan losses | 209,000 | 209,000 | 216,000 | 223,000 |
| Securities available for sale | 15,264,000 | 16,774,000 | 17,589,000 | 16,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,874,000 | 28,666,000 | 27,636,000 | 28,772,000 |
| Interest-bearing deposits | 21,697,000 | 21,535,000 | 21,176,000 | 21,223,000 |
| Noninterest-bearing deposits | 6,177,000 | 7,131,000 | 6,460,000 | 7,549,000 |
| Equity capital | 3,133,000 | 3,463,000 | 4,066,000 | 3,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 696,000 | 1,079,000 | 1,431,000 |
| Interest expense | 75,000 | 149,000 | 220,000 | 286,000 |
| Net interest income | 269,000 | 547,000 | 859,000 | 1,145,000 |
| Noninterest income | 44,000 | 78,000 | 109,000 | 144,000 |
| Noninterest expense | 211,000 | 432,000 | 645,000 | 885,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 119,000 | 231,000 | 381,000 | 615,000 |
| Income tax | 5,000 | -1,000 | 5,000 | 14,000 |
| Net income | 114,000 | 232,000 | 376,000 | 601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,023,000 | 3,141,000 | 3,285,000 | 3,335,000 |
| Total capital | 3,217,000 | 3,341,000 | 3,486,000 | 3,551,000 |
| Risk-weighted assets | 15,526,000 | 16,029,000 | 16,347,000 | 17,202,000 |