Call reports 2015
BANK OF NEW GLARUS, THE — 2015
What BANK OF NEW GLARUS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 237,235,000 | 243,447,000 | 239,241,000 | 243,359,000 |
| Total loans | 176,725,000 | 182,012,000 | 179,241,000 | 186,169,000 |
| Allowance for loan losses | 3,038,000 | 3,096,000 | 3,117,000 | 3,178,000 |
| Securities available for sale | 33,218,000 | 33,520,000 | 32,767,000 | 31,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,100,000 | 187,686,000 | 185,727,000 | 187,836,000 |
| Interest-bearing deposits | 141,626,000 | 144,620,000 | 142,722,000 | 144,695,000 |
| Noninterest-bearing deposits | 40,473,000 | 43,066,000 | 43,005,000 | 43,142,000 |
| Equity capital | 24,530,000 | 25,471,000 | 25,627,000 | 26,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,355,000 | 4,768,000 | 7,237,000 | 9,757,000 |
| Interest expense | 270,000 | 553,000 | 823,000 | 1,093,000 |
| Net interest income | 2,085,000 | 4,215,000 | 6,414,000 | 8,664,000 |
| Noninterest income | 445,000 | 943,000 | 1,446,000 | 1,937,000 |
| Noninterest expense | 1,828,000 | 3,610,000 | 5,418,000 | 7,229,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 642,000 | 1,428,000 | 2,262,000 | 3,132,000 |
| Income tax | 178,000 | 408,000 | 654,000 | 913,000 |
| Net income | 464,000 | 1,020,000 | 1,608,000 | 2,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,959,000 | 22,514,000 | 23,102,000 | 23,713,000 |
| Total capital | 24,188,000 | 24,881,000 | 25,449,000 | 26,136,000 |
| Risk-weighted assets | 177,536,000 | 188,626,000 | 187,048,000 | 193,092,000 |