Call reports 2026
RICHTON BANK & TRUST COMPANY — 2026
What RICHTON BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 53,768,000 | 51,968,000 |
| Total loans | 20,571,000 | 21,206,000 |
| Allowance for loan losses | 786,000 | 786,000 |
| Securities available for sale | 17,421,000 | 17,158,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 45,079,000 | 43,078,000 |
| Interest-bearing deposits | 30,956,000 | 29,565,000 |
| Noninterest-bearing deposits | 14,123,000 | 13,513,000 |
| Equity capital | 7,919,000 | 8,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 535,000 | 1,094,000 |
| Interest expense | 53,000 | 115,000 |
| Net interest income | 482,000 | 979,000 |
| Noninterest income | 74,000 | 161,000 |
| Noninterest expense | 460,000 | 932,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 96,000 | 208,000 |
| Income tax | 0 | 0 |
| Net income | 96,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,462,000 | 8,443,000 |
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