Call report 2024Q4
RICHTON BANK & TRUST COMPANY — 2024Q4
The 22 measures RICHTON BANK & TRUST COMPANY reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 52,044,000 | USD | evidence → |
| Total loans | 20,028,000 | USD | evidence → |
| Allowance for loan losses | 785,000 | USD | evidence → |
| Securities available for sale | 16,899,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,170,000 | USD | evidence → |
| Interest-bearing deposits | 29,759,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,411,000 | USD | evidence → |
| Equity capital | 7,190,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,047,000 | USD | evidence → |
| Interest expense | 318,000 | USD | evidence → |
| Net interest income | 1,729,000 | USD | evidence → |
| Noninterest income | 281,000 | USD | evidence → |
| Noninterest expense | 1,757,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 253,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 253,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,449,000 | USD | evidence → |
Machine access — free, no API key
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