Call reports 2023
RICHTON BANK & TRUST COMPANY — 2023
What RICHTON BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 55,663,000 | 53,822,000 | 52,567,000 | 52,864,000 |
| Total loans | 22,385,000 | 23,442,000 | 23,534,000 | 22,823,000 |
| Allowance for loan losses | 861,000 | 860,000 | 861,000 | 860,000 |
| Securities available for sale | 20,559,000 | 20,004,000 | 18,582,000 | 18,269,000 |
| Securities held to maturity | 2,000 | 2,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,157,000 | 46,805,000 | 45,726,000 | 45,327,000 |
| Interest-bearing deposits | 31,935,000 | 31,454,000 | 31,304,000 | 31,376,000 |
| Noninterest-bearing deposits | 16,222,000 | 15,351,000 | 14,422,000 | 13,951,000 |
| Equity capital | 6,854,000 | 6,340,000 | 6,143,000 | 6,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 920,000 | 1,413,000 | 1,901,000 |
| Interest expense | 16,000 | 48,000 | 103,000 | 177,000 |
| Net interest income | 435,000 | 872,000 | 1,310,000 | 1,724,000 |
| Noninterest income | 78,000 | 147,000 | 208,000 | 400,000 |
| Noninterest expense | 430,000 | 874,000 | 1,312,000 | 1,776,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 145,000 | 206,000 | 348,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 83,000 | 145,000 | 206,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,468,000 | 8,253,000 | 8,314,000 | 8,457,000 |
Machine access — free, no API key
Every figure shown here about RICHTON BANK & TRUST COMPANY — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.