Call report 2022Q4
RICHTON BANK & TRUST COMPANY — 2022Q4
The 22 measures RICHTON BANK & TRUST COMPANY reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,454,000 | USD | evidence → |
| Total loans | 20,898,000 | USD | evidence → |
| Allowance for loan losses | 860,000 | USD | evidence → |
| Securities available for sale | 21,160,000 | USD | evidence → |
| Securities held to maturity | 2,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,204,000 | USD | evidence → |
| Interest-bearing deposits | 32,384,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,820,000 | USD | evidence → |
| Equity capital | 6,585,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,605,000 | USD | evidence → |
| Interest expense | 42,000 | USD | evidence → |
| Net interest income | 1,563,000 | USD | evidence → |
| Noninterest income | 692,000 | USD | evidence → |
| Noninterest expense | 1,886,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 369,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 369,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,386,000 | USD | evidence → |
Machine access — free, no API key
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