Call report 2020Q4
RICHTON BANK & TRUST COMPANY — 2020Q4
The 22 measures RICHTON BANK & TRUST COMPANY reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 57,454,000 | USD | evidence → |
| Total loans | 19,530,000 | USD | evidence → |
| Allowance for loan losses | 402,000 | USD | evidence → |
| Securities available for sale | 18,945,000 | USD | evidence → |
| Securities held to maturity | 4,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,342,000 | USD | evidence → |
| Interest-bearing deposits | 32,602,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,740,000 | USD | evidence → |
| Equity capital | 8,449,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,718,000 | USD | evidence → |
| Interest expense | 196,000 | USD | evidence → |
| Net interest income | 1,522,000 | USD | evidence → |
| Noninterest income | 518,000 | USD | evidence → |
| Noninterest expense | 4,093,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -2,053,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -2,053,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,812,000 | USD | evidence → |
Machine access — free, no API key
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