Call report 2012Q4
RICHTON BANK & TRUST COMPANY — 2012Q4
The 22 measures RICHTON BANK & TRUST COMPANY reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 63,390,000 | USD | evidence → |
| Total loans | 29,145,000 | USD | evidence → |
| Allowance for loan losses | 422,000 | USD | evidence → |
| Securities available for sale | 9,704,000 | USD | evidence → |
| Securities held to maturity | 82,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,121,000 | USD | evidence → |
| Interest-bearing deposits | 42,433,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,688,000 | USD | evidence → |
| Equity capital | 8,723,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,461,000 | USD | evidence → |
| Interest expense | 249,000 | USD | evidence → |
| Net interest income | 2,212,000 | USD | evidence → |
| Noninterest income | 704,000 | USD | evidence → |
| Noninterest expense | 2,509,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 407,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 407,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,033,000 | USD | evidence → |
| Total capital | 9,455,000 | USD | evidence → |
| Risk-weighted assets | 44,182,000 | USD | evidence → |